Toronto Real Estate: Love Your Mortgage Broker!

Over the years of my buying and selling, and that of my clients, I have established a very strong rapport with my Mortgage Broker. I can count on him to give me good advice, be conservative when I am on a flight of fancy, or feed me the realism that an insecure cockeyed optimist needs when I get down about my personal market exposure.

Good Mortgage Brokers are in the market and aware of it daily. They have access to many lenders and instruments and can shop around for the best rates and most flexible conditions, if required. They also are able to work in bulk and have been able, over the years to get me preferable terms that my bank would not offer me…till they realized I was going elsewhere with my business….Somehow it impresses me even less when that last minute offer comes from my bank or when a new manager appears to pitch me HIS mortgage services…

I encourage anyone buying or selling to find a good mortgage broker, ask your friends for referrals, especially when they have bought or sold a few times. Build a strong relationship with them… just like you do with your Realtor. Always ask them for their best and honest advice and make sure you give them all the pertinent information. It is hard to advise you unless you do…

Over the years David Smith has been my true love mortgage guy! He has given me great advice and our friendship has continued. I can confide in him and do when needed as I would my therapist but that is for another blog… 

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